The Reality of Nepali Students Studying in the UK

Mr. Ramesh Belbase

Introduction

Every year, thousands of Nepali students travel to the United Kingdom in search of quality education, international exposure, and a better future. The promise of opportunity abroad looks bright from Nepal — fuelled by consultancy advertisements, social media posts, and stories of a few who succeed.

However, the reality on the ground can be far more challenging.

During my service on the National Student Helpline — jointly operated by the Britain–Nepal Society, ONLD UK, NRN UK, the UNE-CARP Bilateral Higher Education Alliance, and the Merging Nep.SOC Student Society Association — I encountered first-hand the difficulties many Nepali students face after they arrive in the UK.

A Heavy Financial Burden Even Before Take-off

The process of coming to the UK requires an enormous financial investment long before students set foot in the country. On average, Nepali students spend £18,000 to £25,000 (approximately 30–40 lakh Nepali rupees) on tuition deposits, bank balance requirements, visa fees, health surcharges, documentation charges, consultancy fees, and flights.

For many families, this means taking bank loans or putting up property as collateral. Students arrive with high expectations — but also with the heavy pressure of their family’s financial sacrifice.

The Last Real Cost of Living in the UK

Once in the UK, students quickly realise that living expenses are far higher than imagined. Even outside London, a shared room typically costs £350 to £450 per month. Food, transportation, phone bills, and other essentials easily bring total monthly expenses to £600–£850.

Many students live extremely modestly — sharing rooms, cooking at home, and cutting down on all possible expenses — yet their monthly budget still becomes tight.

Limited Working Hours, Limited Income

International students are legally allowed to work 20 hours per week during term time. Full-time work is only permitted during official university vacations. As a result, most earn between £800 and £1,000 per month, which usually covers only their living costs.

The annual tuition fee — usually around £12,000 — cannot be paid through part-time earnings alone. Many students must rely on additional support from Nepal, adding more pressure to families already stretched financially.

Growing Academic and Emotional Pressures

Through the helpline, I frequently spoke with students struggling to balance studies, jobs, financial obligations, and adjustment to a new environment. Challenges such as not finding work, difficulties paying rent, university deadlines, and cultural adaptation are common.

Many students hesitate to share their problems with family members back home, fearing they will add to their worries. This leads to increased emotional stress and feelings of isolation.

Is the Undergraduate Route the Right Choice?

While the UK offers strong academic opportunities, a three-year undergraduate programme involves three years of high tuition fees and three years of living expenses. For families with limited financial resources, this path often becomes overwhelming.

A more practical option for many Nepali students is to complete their undergraduate degree in Nepal and come to the UK for a one-year postgraduate programme. This reduces financial burden, allows the student to mature academically and personally, and provides better prospects for career growth.
Conclusion

Studying in the UK can certainly be rewarding, but only when approached with realistic expectations, proper financial planning, and emotional readiness. Families must understand the true costs and challenges before committing to abroad study. This article is not meant to discourage dreams — it is meant to encourage informed decisions.

With accurate knowledge and careful preparation, students can protect their well-being, financial stability, and future opportunities while pursuing higher education abroad.

By Ramesh Belbase, Co-Secretary, ONLD UK & National Student Helpline Volunteer